Finanacial Calculators

These calculators will help to plan your budget and check if you can afford your dream home.

Buyer’s Stamp Duty

Buyer’s Stamp Duty (BSD) is tax paid on documents signed when you buy or acquire property located in Singapore. You are required to pay BSD for documents executed for the sale and purchase of property located in Singapore.

BSD will be computed on the purchase price as stated in the document to be stamped or market value of the property (whichever is the higher amount).

Mortgage Repayment

Plan ahead for your next property purchase by evaluating your spending ability. This mortgage repayment calculator help you to estimateyour potential monthly mortgage payment.

Return on Investment

Return on Investment (ROI) is a performance measure used to evaluate the efficiency of an investment. It tries to directly measure the amount of return on an particular investment, relative to the investment’s cost.

Seller’s Stamp Duty

Seller’s Stamp Duty (SSD) is payable on all residential properties and residential lands that are bought on or after 20 Feb 2010 and sold within the holding period. Whether SSD is payable and the rate will depend on:

  • Type of property sold or disposed
  • Date of purchase or acquisition
  • Date of sale or disposal
  • Rates applicable

Total Debt Servicing Ratio

Total Debt Servicing Ratio (TDSR) is a framework that safeguards borrowers against over-borrowing for their property purchase. Currently, the total monthly debt obligations such as mortgage, credit cards, car loans, personal loans, and so on of a given individual or household is capped at 60% of gross income.